{"id":8230,"date":"2025-10-24T21:37:42","date_gmt":"2025-10-24T21:37:42","guid":{"rendered":"https:\/\/janewoo.ca\/%e5%95%8f%e8%88%87%e7%ad%94\/"},"modified":"2025-10-24T21:38:44","modified_gmt":"2025-10-24T21:38:44","slug":"faq","status":"publish","type":"page","link":"https:\/\/janewoo.ca\/zh-hans\/faq\/","title":{"rendered":"\u95ee\u4e0e\u7b54"},"content":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;35&#8243; parallax=&#8221;content-moving&#8221; overlay_color=&#8221;#a5a5a5&#8243;][vc_column width=&#8221;2\/3&#8243;][vc_custom_heading text=&#8221;\u7533\u8bf7\u7834\u4ea7\u53ca\u503a\u52a1\u91cd\u7ec4\u95ee\u4e0e\u7b54&#8221; font_container=&#8221;tag:h1|font_size:2.5%20em|text_align:left&#8221; css=&#8221;.vc_custom_1761098779822{padding-top: 30px !important;}&#8221;][vc_tta_accordion active_section=&#8221;&#8221; collapsible_all=&#8221;true&#8221; css=&#8221;.vc_custom_1761077317114{margin-top: 0px !important;}&#8221;][vc_tta_section title=&#8221;\u5982\u4f55\u963b\u6b62\u503a\u6743\u4eba\u548c\u503a\u52a1\u8ffd\u8ba8\u516c\u53f8\u6765\u7535\uff1f&#8221; 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css=&#8221;.vc_custom_1761081396089{margin-top: 50px !important;}&#8221;][vc_tta_accordion active_section=&#8221;&#8221; collapsible_all=&#8221;true&#8221; css=&#8221;.vc_custom_1761077317114{margin-top: 0px !important;}&#8221;][vc_tta_section title=&#8221;\u503a\u52a1\u91cd\u7ec4\u4e0e\u7834\u4ea7\u6709\u4ec0\u4e48\u533a\u522b\uff1f&#8221; tab_id=&#8221;1761080731421-eb555203-8c41&#8243;][vc_column_text]\u503a\u52a1\u91cd\u7ec4\uff08Consumer Proposal\uff09\u662f\u4f60\u4e0e\u503a\u6743\u4eba\u4e4b\u95f4\u7684\u6b63\u5f0f\u534f\u8bae\uff0c\u7531\u653f\u5e9c\u6ce8\u518c\u4fe1\u6258\u5e08 (Licensed Insolvency Trustee, LIT\uff09 \u4ee3\u4f60\u63d0\u4ea4\u3002\u8be5\u534f\u8bae\u4f1a\u5411\u503a\u6743\u4eba\u63d0\u51fa\u4e00\u4e2a\u8fd8\u6b3e\u65b9\u6848\uff0c\u901a\u5e38\u4f4e\u4e8e\u4f60\u6b20\u6b3e\u603b\u989d\uff0c\u6700\u591a\u53ef\u8282\u7701\u7ea6 80% \u7684\u503a\u52a1\u3002\u6700\u91cd\u8981\u7684\u662f\uff0c\u5b83\u5141\u8bb8\u4f60\u4fdd\u7559\u8d44\u4ea7\uff0c\u4f8b\u5982\u4f60\u7684\u8f66\u548c\u623f\u5b50\u3002<\/p>\n<p>\u7834\u4ea7\uff08Bankruptcy\uff09\u662f\u52a0\u62ff\u5927\u4f9d\u636e\u300a\u7834\u4ea7\u4e0e\u65e0\u529b\u507f\u503a\u6cd5\u6848\u300b\uff08Bankruptcy and Insolvency Act, BIA\uff09\u89c4\u5b9a\u7684\u6cd5\u5f8b\u7a0b\u5e8f\uff0c\u65e8\u5728\u8ba9\u503a\u52a1\u4eba\u91cd\u65b0\u5f00\u59cb\u3002\u5728\u52a0\u62ff\u5927\uff0c\u7834\u4ea7\u53ea\u80fd\u7531 LIT \u63d0\u51fa\u3002\u7834\u4ea7\u8fc7\u7a0b\u4e2d\uff0c\u4f60\u9700\u8981\u5c06\u8d44\u4ea7\u4ea4\u7ed9 LIT\uff0c\u4ee5\u4f9b\u503a\u6743\u4eba\u5171\u540c\u53d7\u76ca\u3002\u4e0d\u8fc7\uff0c\u7834\u4ea7\u5e76\u4e0d\u610f\u5473\u7740\u4f60\u4f1a\u5931\u53bb\u6240\u6709\u8d44\u4ea7\uff0c\u67d0\u4e9b\u6cd5\u5b9a\u8c41\u514d\u53ef\u4ee5\u8ba9\u4f60\u4fdd\u7559\u90e8\u5206\u8d22\u4ea7\u3002[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;\u6211\u53ef\u4ee5\u5728\u503a\u52a1\u91cd\u7ec4\u4e2d\u5305\u542b\u54ea\u4e9b\u503a\u52a1\uff1f&#8221; 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